About Us
Cash flow gaps, supplier pressure, or a custom-made purchase can stall growth. We arrange second mortgage business loans in New Plymouth with short term, property secured funding for working capital, stock buys, project bridging, and debt tidy ups.
Our local team has funded many short term, property secured deals across New Plymouth and we know how to read both equity and trading strength. We look at the whole story, not just a score, and we can give an indicative decision within 24 working hours with clear terms and realistic timelines.
You get access to residential or commercial property security with combined loan to value ratios that may reach about ninety percent in strong cases, interest only or principal and interest options, the ability to capitalise interest to smooth cash flow, and repayment timing set weekly, fortnightly, or monthly. We are steady on communication, we lay out pricing up front because it is risk based and higher than bank lending with no published rate range, fees for application, valuation, legal, and other costs are set out in the loan agreement, and early repayment is usually allowed under the contract.
Our core service is short term property secured funding for working capital, bridging to a refinance or sale, or project and growth needs, which helps you keep momentum and buy time to reach cheaper bank finance or a sale. We confirm equity and loan to value ratio, check trading history and a minimum monthly turnover of $20,000, order valuation, obtain any needed first mortgage consent, and settle fast, and the common mistakes are overstating value, skipping a real exit plan, thin or incorrect paperwork, or forgetting fees and consent timing which can cause approval delays, settlement shortfalls, default interest, or forced extensions, so we help you avoid those traps.
Talk with our New Plymouth team about second mortgage business loans New Plymouth and get a clear quote and timeline today. Call or send us your numbers to start, and we’ll tell you exactly what’s workable and what is not.
Fast Approvals - $20k to $500k
