About Us
Cash is tight but your equity is strong and the window to move is small. We arrange second mortgage business loans in New Plymouth that unlock working capital, clear tax pressure, fund stock or equipment, bridge a refinance, or tidy up urgent payables so you can keep trading.
We are local to New Plymouth and we know how to read your numbers, your equity, and your timeline. Our team has strong experience with property secured lending and we stay practical, fast, and clear from first call to settlement.
You get workable terms between 3 and 24 months, with most second mortgages running 6 to 12 with possible extensions, pricing is risk based and higher than bank lending, and all costs such as application, valuation, and legal are set out in the agreement with early repayment allowed under contract. Common mistakes are asking for more than the equity supports, skipping a clear exit, or underestimating total cost, and those choices can slow approval, add fees, or cause decline.
Our service covers second mortgage funding for working capital, bridging to a refinance or sale, clearing tax arrears, consolidating business debt, buying inventory or equipment, and topping up a project that is short on cash, and total lending may reach about ninety percent loan to value ratio in strong cases when the exit plan stacks up which can sit above standard bank limits. We help you avoid common mistakes like no clear exit, missing first mortgage consent, guessing values instead of getting a proper valuation, undercounting fees such as application, valuation, and legal that are detailed in the loan agreement, or sending incomplete records that slow approval, because these cause delays, higher costs, or even default pressure from your first lender, and early repayment is usually allowed under the contract.
Talk to our local team about second mortgage business loans New Plymouth. Call or message New Plymouth Second Mortgage Business Loans to get a quick quote and a clear path from approval to settlement.
Fast Approvals - $20k to $500k
