About Us
Cash gets tight and the bank moves slow, which can put payroll, supplier bills, and custom made deals at risk. We solve this with second mortgage business loans in New Plymouth that unlock short term funding against residential or commercial property equity for working capital, tax catch ups, inventory, or bridging between settlements.
We know the local market and the quirks that come with second liens, first mortgage consent, titles, and timing. We speak plainly about risk, exit plans, and total loan to value numbers, and we give you clear terms and costs in writing before you sign.
You get quick answers, flexible loan structures, and straight talk that keeps your plans moving without guesswork. We pick up the phone, keep you updated, and do what we say.
We fund from 20,000 dollars to 500,000 dollars with terms from three to twenty four months, second mortgages often run six to twelve months, eligibility builds with loan size from six months trading for smaller amounts to up to five years for the largest amount, minimum monthly turnover of 20,000 dollars is expected, rural or lifestyle property is not accepted, and total lending and fees are tested against property equity and the exit plan. The common mistakes are applying with unclear numbers or missing documents like bank statements, mortgage statements, rates notices, financials, or a valuation, overestimating property value, forgetting that capitalised interest and fees add to balances, or trying to solve a long term need with a short term loan, which can cause delays, higher costs, or default that puts the secured property at risk while we coordinate with your first mortgage lender and your solicitor once valuation and legal checks are done so settlement is fast.
Talk with New Plymouth Second Mortgage Business Loans about second mortgage business loans in New Plymouth today and get a clear path and timing for your funding. Call or send us your details for a quick call back and a written quote.
Fast Approvals - $20k to $500k
